Tom has been in the financial services industry since 1996; he began his career as a financial advisor with London Life, became an independent financial services broker in 1999, and earned his Certified Financial Planner™ designation in November 2005.  He joined the mortgage industry in July 2010, and earned his Accredited Mortgage Professional designation in December 2010.

As a former financial planner, Tom has the skills to coordinate with your other financial advisors to integrate your mortgage into your larger overall financial strategy, particularly as it relates to matters of separation and divorce.  As a mortgage specialist, he is committed to helping match people with not only the best available rate, but the best possible mortgage.

In his personal life, Tom has been a volunteer with the CHEO Teddy Bear Picnic since 2007, as well as the Relay for Life for the Canadian Cancer Society.   He has chaired committees for the Alzheimer Society, the Ontario March of Dimes and the Canadian Diabetes Association.

About Capital Mortgages

Capital Mortgages (FSCO #10575) , is an independent owner-operator within the Verico Mortgage Brokers Network, one of Canada’s fastest-growing broker networks. Capital Mortgages was opened in January 1999 by owners and mortgage brokers Richard Morgan and Po and Stefan Krepski.

Capital Mortgages has specialized as a service-oriented brokerage that prides itself on integrity above all else and maintaining a service level second to none in the industry. Our team of mortgage brokers and agents offer seamless solutions for all your mortgage needs.

Our ever increasing number of satisfied clientele is a clear indication that focusing on relationships, ethics, and being your personal mortgage broker for life is the correct path.


Our Address:

260 Hearst Way, Kanata, Ontario

Contact Member

Our Useful Features & Services

Divorce Specialist

Tom is a founding member of

Over 40 Lenders

Tom shops them all to find the best option for you.

Independent Advice

Tom works for you, NOT the lenders!

Extended Hours

Tom can meet you on your schedule, including after-hours.


Available to meet at our Kanata office or an off-site location of your choosing - whatever you're most comfortable with!

Special Offer

Closing Expense Rebate!

Secure your mortgage through me and receive a rebate of up to $1,500* to offset the cost of your property appraisal, home inspection and legal fees!

* Please call for details and conditions

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